Auto Insurance

For damage to your auto resulting from an accident.
Other than Collision
For damage to your auto caused by a wide range of perils other than impact with another vehicle or object (example: theft or vandalism).

Covers your liability to others for bodily injury or property damage for which you are legally liable.
Medical Payments
Pays medical bills for you and others, including doctor, hospital and surgical expenses, without regard to negligence.
Pays for towing and labor charges whenever your car is disabled.
Rental Reimbursement / Transportation Expense
Pays for car rental while your car is being repaired as a result of a covered loss.
Difference in Value Coverage
Pays for the "gap" (up to a certain limit) between the actual cash value of your car and your loan or lease obligation should your car be totaled early in the loan or lease period.